The Deception and Fraud Continue

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My brother, Brian, and my Mom continue to try to make life difficult for my husband and me. They have now closed all of the bank accounts they have access to. Why they did that, I have no idea. They withdrew all of the funds from three accounts but then they closed them all.

My Mom is going along with Brian the druggie brother to get him all of the cash that they can lay their hands on. As her legal guardian, I am responsible for her funds and making sure that her bills get paid. They are both desperate to get their hands on that money, I guess to fund his drug habit, who knows. Either way, she has been deemed incompetent by a court and cannot conduct business as such. Why she is able to get into these accounts and mess around, I do not know.

They also try, together, to get into and mess around with the mortgage account through Chase. The mortgage is on a worthless house in Alabama that is upside down in a loan (the house is worth less than the amount owed on it, by like, $20,000). Brian agreed, back in April, that he needed to find another place to live but ever since then he's been paying the mortgage, or trying to, so that he can stay in that house. The house needs to go and we've applied for a deed in lieu of foreclosure from Chase. They are so backed up with foreclosures right now though, it will be a while before we see the end of this.

Brian is living in the house for free because the loan is behind about $3500.00 and he hasn't paid the mortgage in months. They could foreclose at any time but instead of finding a place to live elsewhere, Brian is scrambling around with my Mom's will, trying to change it to say that he gets everything, including the house, if my Mom dies. Even if she died, he would still have to pay the mortgage to live there, but I guess he doesn't understand that. He is useless with saving money in any way, so he could not afford to live in that house no matter what. It seems like he would want to move to a place where he didn't have any maintenance. It all comes down to laziness as to why he won't move.

Brian got really mad because I denied him access to the mortgage company. He is not on the mortgage so he doesn't have any need or right to be calling in, trying to get information. My Mom has been declared incompetent and my Dad is dead, so the only one that should be communicating with the mortgage company is me. Unfortunately, that has been difficult to convey to Chase mortgage and impossible to convey to my Mom and Brian.

Sometimes, well most of the time, I would love to trade in this legal guardianship stuff. I would like to have someone who is non-biased deal with the two of them. They just sneak so much and lie to us so much that it wears us out!

Now that her bank accounts are closed, we will not be able to get the bank records that the court needs and that I am responsible to provide, to show her deposits and withdrawals and an explanation of each. We can't go back and get those records now that the accounts are closed. They are so intelligent - what was that supposed to accomplish?!

So Brian will do anything to get money, even if it's taking his mother's last $300 from her account. He got her into the ICU three times on drug overdoses, so there seems to be nothing he won't do for money (and drugs). He's "The Biggest User" for sure!

S.L.M. 12.30.09

Which Is Cheaper, Wood or Metal Portable Storage Buildings?

Are Metal Buildings Cheaper?

When shopping for a storage structure, you are faced with many options. There are two main exterior structural differences in portable storage buildings that last: metal and wood. Have you ever wondered which building is cheaper, wood or metal? Let’s get to the facts.

Wood buildings can be exceptionally well made and low-maintenance for some time. Wood buildings typically have a wooden interior structure as well as wooden skids and joist for floor support. Usually, you will see wood sheds or buildings with an asphalt shingled roof or even a metal roof. People used to called these “tin roof” but a metal roof on a building can be cost-effective.

Wood buildings definitely absorb heat. Even if you have a window, vents, etc., the building will still get extremely hot inside, especially if it has a shingled roof. Wood buildings can be portable or built-on-site to stay put. Wood buildings weigh more than aluminum buildings do. Portable buildings made out of wood can also be built to withstand severe weather but over time, wood buildings do require, at the very least, semi-regular maintenance.

Metal buildings, or aluminum portable buildings have their pros or good points. This type of building is less expensive for the customer and also requires next to no maintenance whatsoever. The interior can be metal or aluminum, as well as the roof made of aluminum. This way, aluminum buildings repel the sun’s hot rays and make the building cooler inside overall than a wood building. Aluminum storage buildings also do not attract pests like squirrels, rats, snakes and bugs.

Aluminum portable buildings with aluminum roofs do not require paint or roof maintenance, as opposed to a wood building with shingles. A building built with a metal roof will require some maintenance but not as much, again, as a shingled roof.

If you purchase a building from Georgia Portable Buildings, Inc., you will have a very sturdy floor in your shed. 2”x6” pressure-treated skids and 2”x4” pressure-treated floor joists make for a very sturdy building that doesn’t allow for rotting or pests. This floor system still allows the shed to be portable at any time. Another thing you receive with one of our portable buildings is a warranty on the floor and the exterior.

Another common feature of both wood and metal buildings from our company is that you can have them pre-fab or modular built; in other words, the buildings are completely portable. The structure in itself is sound and can be moved if you decide to move or if you want the building in a different location. However, if you would prefer to have a building built on site, say your property doesn’t allow access to get a building delivered, you can choose the wood building option.

A note on portability…Many manufacturers do not sell a truly portable storage building because freestanding buildings cost the manufacturer less to build. With cheaper wood buildings, the materials used to make the floor skids and joists is not pressure-treated, can sometimes be very thin and prone to rotting. A downside to a stand-alone building instead of a portable is that they cannot be moved in the future (without great difficulty).

When you find the building you are looking for with Georgia Portable, you can have it built custom to your needs and still be 100 percent portable, with warranty and bug-proof. Whether you choose a metal aluminum building or a wood building is up to you but now you are more aware of the pros and cons of each type. What about prefab metal buildings? 

In summary, an aluminum (or some people call metal) building is cooler in the hot summer months due to the reflective roof. You have an excellent floor, hardly any maintenance and complete portability and the building weighs less than a wood structure. A wood building is very attractive, can have a shingled or metal roof, and can be built on site. Overall, aluminum (or metal) buildings are cheaper for you as the customer. Check out our selection and get a price today!

S.L.M. 12.24.09 

Sneaking Around - My Mom and Brother Connive

Ever since my Mom has come to live with my family (December 18, 2009 will be one year) she has been conspiring and sneaking and deceitful behind our backs.

She says my husband and I are the ones that have gone behind her back instead. It is impossibly to note all of the things my husband has done for my Mom and my brother too. He only wishes the best for them and wants peace and harmony in our family. My Mom just chooses to side with her loser son, instead of her daughter and son-in-law who show their love for her in healthy ways.

My Mom basically does not want to lose her house. That would be understandable if there were not so many factual reasons against it making sense:

• The house is upside-down in a loan (it is worth less than is owed on it)
• My Mom does not live in the property and has been ordered by a court of law not to ever move back there again
• The house is occupied by a rental tenant - my drug addicted brother
• The family, including my drug-addicted brother and (I sure thought) my Mom agreed April 21, 2009 that Brian would be moving out of the house when my Mom came to live with us. This choice was what was best for everyone, not a shocking twist.

My Mom wants the house to be 'willed' to Brian (my brother); she says that's how my Dad wanted it and that's how she wants it. She has been declared incompetent but she wants to change her will to clarify this, and also remove me from receiving anything at all should she die.

Brian, the aforementioned loser brother, has only taken from my mom and abused the relationship he has with her. He is a manipulative co-dependent, addictive enabler who is the worse thing for my mom possible.

The two of them speak on the phone 2-3 times per day about how horrible it is for her to live here. She has a gorgeous room and beautiful furniture that she picked out. She has a brand new HDTV that she also chose which matches her furniture. She lives in a one-level entry and has one step from where her car is parked to where she steps inside. All of her meals are made for her, no requirements by her, and made to her tastes and liking. She sees doctors and specialists regularly and her medication is regulated better than it ever has been.

Despite everything she does have, including an opportunity to have a close relationship with her two grandsons, she hates living here and hates my husband and me. She is disrespectful of my husband's headship. She even refuses to wash herself properly or regularly. I really think she does this non-washing to punish us. She goes up to a month or more without showering.

The ways that she and Brian have been sneaking around are numerous. She lies easily and regularly. She has gone to an attorney and sought advice from him regarding matters that should only be decided by her legal guardian. She has been sneaking around with the mortgage company because she wants to keep her house and it is not in her best interests to do so; even the attorney has told her this.

S.L.M. 12.10.09