My brother, Brian, and my Mom continue to try to make life difficult for my husband and me. They have now closed all of the bank accounts they have access to. Why they did that, I have no idea. They withdrew all of the funds from three accounts but then they closed them all.
My Mom is going along with Brian the druggie brother to get him all of the cash that they can lay their hands on. As her legal guardian, I am responsible for her funds and making sure that her bills get paid. They are both desperate to get their hands on that money, I guess to fund his drug habit, who knows. Either way, she has been deemed incompetent by a court and cannot conduct business as such. Why she is able to get into these accounts and mess around, I do not know.
They also try, together, to get into and mess around with the mortgage account through Chase. The mortgage is on a worthless house in Alabama that is upside down in a loan (the house is worth less than the amount owed on it, by like, $20,000). Brian agreed, back in April, that he needed to find another place to live but ever since then he's been paying the mortgage, or trying to, so that he can stay in that house. The house needs to go and we've applied for a deed in lieu of foreclosure from Chase. They are so backed up with foreclosures right now though, it will be a while before we see the end of this.
Brian is living in the house for free because the loan is behind about $3500.00 and he hasn't paid the mortgage in months. They could foreclose at any time but instead of finding a place to live elsewhere, Brian is scrambling around with my Mom's will, trying to change it to say that he gets everything, including the house, if my Mom dies. Even if she died, he would still have to pay the mortgage to live there, but I guess he doesn't understand that. He is useless with saving money in any way, so he could not afford to live in that house no matter what. It seems like he would want to move to a place where he didn't have any maintenance. It all comes down to laziness as to why he won't move.
Brian got really mad because I denied him access to the mortgage company. He is not on the mortgage so he doesn't have any need or right to be calling in, trying to get information. My Mom has been declared incompetent and my Dad is dead, so the only one that should be communicating with the mortgage company is me. Unfortunately, that has been difficult to convey to Chase mortgage and impossible to convey to my Mom and Brian.
Sometimes, well most of the time, I would love to trade in this legal guardianship stuff. I would like to have someone who is non-biased deal with the two of them. They just sneak so much and lie to us so much that it wears us out!
Now that her bank accounts are closed, we will not be able to get the bank records that the court needs and that I am responsible to provide, to show her deposits and withdrawals and an explanation of each. We can't go back and get those records now that the accounts are closed. They are so intelligent - what was that supposed to accomplish?!
So Brian will do anything to get money, even if it's taking his mother's last $300 from her account. He got her into the ICU three times on drug overdoses, so there seems to be nothing he won't do for money (and drugs). He's "The Biggest User" for sure!
S.L.M. 12.30.09
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